How to Negotiate with Creditors UK
Owe a lot of money? Most people don’t realise that creditors will negotiate if you approach them properly. This guide shows you exactly how to negotiate with creditors, what to say, what to ask for,...
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How to Get Out of Debt UK: Complete Guide 2025
Getting out of debt isn’t easy. But it’s absolutely possible if you follow a proper plan. According to the Bank of England, the average UK adult had personal debt of £33,410 (excluding student loans) at...
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Universal Credit UK: Complete Guide for Beginners 2025
When I went on maternity leave, my income dropped massively. I had to claim Universal Credit for the first time, and I had absolutely no idea what I was doing. The whole system seemed deliberately...
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PIP Application Guide UK 2025: How to Apply for Personal Independence Payment
Personal Independence Payment (PIP) is one of those benefits loads of people are entitled to but don’t claim. Maybe you don’t think you’re “disabled enough.” Maybe the application seems scary. Maybe you don’t even know...
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Child Benefit UK: Complete Guide 2025
Child Benefit is free money the government gives you for having children. It’s £25.60 per week for your first child and £16.95 per week for each additional child. That’s £1,331.20 per year for one child...
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Universal Credit Sanctions: What to Do If You’re Sanctioned
Getting sanctioned on Universal Credit is terrifying. Your payment drops or stops completely. You’ve still got rent to pay and kids to feed. And you’re not sure what you did wrong or how to fix...
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Benefits Calculator UK: What Am I Entitled To? (Check in 10 Minutes)
Millions of pounds in benefits go unclaimed every year in the UK. According to Turn2us, people who use their benefits calculator and go on to claim receive an average of £5,320 per year that they...
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How to Budget on a Low Income UK: I’ve Been There and Here’s What Actually Works
I’m going to start with the truth: Budgeting on a low income is hard. Really hard. When I lived on my own, I really struggled and often ended up in my overdraft every month! All...
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Top Walking Apps That Pay You in the UK (2026) — Tested and Ranked
I’ll be honest — when I first started downloading apps that claimed to pay you for walking, I was sceptical. It felt like the kind of thing that sounds brilliant in a Facebook group and...
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The 11 Freebies State Pensioners Get In The UK (2025)
Are you worried about making your money stretch during retirement? Many state pensioners in the UK face this struggle daily. Luckily, there are 11 freebies state pensioners get in the UK to help with costs...
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