A new Mum trying to make money online
Food shopping costs a fortune these days. Every week, prices seem to creep up. Bread, milk, eggs – everything’s more expensive than it was six months ago. So when Lidl launched their free loyalty app...
Read MoreI’ve made New Year’s financial resolutions every year since 2014. Every single year, I failed by February. The problem wasn’t my intentions. It was how I set the goals. In 2020, I changed my approach....
Read MoreHave you ever Googled “how much should I have saved by 30?” I have. Multiple times. And every single article made me feel like a complete financial failure. “By 30, you should have £50,000 saved!”...
Read MoreChristmas 2019, I went completely overboard. Presents for everyone. Nice food. Decorations. Drinks. More presents. The lot. On 27th December, I checked my bank balance: -£340 overdraft. I checked my credit card: £1,150 balance (it...
Read MoreI tried to completely overhaul my finances in January 2015. I was going to: I lasted 9 days. It was too much, too extreme, too overwhelming. Trying to change everything at once doesn’t work. In...
Read MoreJanuary is financially brutal. You’ve spent loads at Christmas. Your credit card is maxed. You’re in your overdraft. And then January hits with: It’s the perfect storm of expense. I used to dread January. Every...
Read MoreIn January 2015, my finances were a mess. I needed a complete financial reset. By July 2016 (18 months later): It wasn’t a miracle. It was a deliberate, step-by-step reset of my entire financial life....
Read MoreI’ve made New Year’s financial resolutions every year since 2014. Every single year, I failed by February. The problem wasn’t my intentions. It was how I set the goals. In 2020, I changed my approach....
Read MoreThis guide explains which debts to pay first, why it matters, and what happens if you don’t. What Are Priority Debts? Priority debts are bills where non-payment leads to serious consequences: These MUST be paid...
Read MoreIf debt collectors are contacting you – or you’re worried they might – this guide explains exactly how to deal with them, what they can and can’t do, and how to protect yourself. What Is...
Read MoreI’ve never been bankrupt or had an IVA. But I’ve spoken to dozens of people who have, and I’ve researched this extensively because I came close to needing one in 2018. If you’re drowning in...
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