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Universal Credit UK: Complete Guide for Beginners 2025
money

Universal Credit UK: Complete Guide for Beginners 2025

When I went on maternity leave, my income dropped massively. I had to claim Universal Credit for the first time, and I had absolutely no idea what I was doing. The whole system seemed deliberately...

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PIP Application Guide UK 2025: How to Apply for Personal Independence Payment
money ► October 29, 2025

PIP Application Guide UK 2025: How to Apply for Personal Independence Payment

Personal Independence Payment (PIP) is one of those benefits loads of people are entitled to but don’t claim. Maybe you don’t think you’re “disabled enough.” Maybe the application seems scary. Maybe you don’t even know...

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Child Benefit UK: Complete Guide 2025
money ► October 29, 2025

Child Benefit UK: Complete Guide 2025

Child Benefit is free money the government gives you for having children. It’s £25.60 per week for your first child and £16.95 per week for each additional child. That’s £1,331.20 per year for one child...

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Universal Credit Sanctions: What to Do If You’re Sanctioned
money ► October 29, 2025

Universal Credit Sanctions: What to Do If You’re Sanctioned

Getting sanctioned on Universal Credit is terrifying. Your payment drops or stops completely. You’ve still got rent to pay and kids to feed. And you’re not sure what you did wrong or how to fix...

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Benefits Calculator UK: What Am I Entitled To? (Check in 10 Minutes)
money ► October 29, 2025

Benefits Calculator UK: What Am I Entitled To? (Check in 10 Minutes)

Millions of pounds in benefits go unclaimed every year in the UK. According to Turn2us, people who use their benefits calculator and go on to claim receive an average of £5,320 per year that they...

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Best Bank Accounts for People on Benefits UK 2025
save ► October 29, 2025

Best Bank Accounts for People on Benefits UK 2025

When you’re on benefits, you need a bank account that works for you, not against you. No monthly fees eating into your limited income. No overdraft charges when money’s tight. No credit checks will reject...

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Council Tax Reduction UK: How to Get Up to 100% Off Your Council Tax Bill
save ► October 29, 2025

Council Tax Reduction UK: How to Get Up to 100% Off Your Council Tax Bill

Council Tax Reduction (sometimes called Council Tax Support) can reduce your council tax bill by up to 100%. Yet millions of people who qualify don’t claim it. According to GOV.UK, you could be eligible if...

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Secret Santa Ideas UK on a Budget: 60+ Gifts Under £5, £10, £15, £20
christmas ► October 28, 2025

Secret Santa Ideas UK on a Budget: 60+ Gifts Under £5, £10, £15, £20

Meta Description: Find the best Secret Santa ideas UK on a budget with 60+ gifts under £5, £10, £15 and £20. Perfect for work, family, and friends – thoughtful presents that won’t break the bank....

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Christmas Debt UK: How to Avoid Going Into Debt This Christmas
christmas ► October 28, 2025

Christmas Debt UK: How to Avoid Going Into Debt This Christmas

Let me tell you about my worst Christmas financially. I spent £800 on presents, food, and activities. Maxed out my credit card, thinking, “I’ll sort it in January.” January came. The credit card bill arrived....

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Free and Cheap Christmas Activities UK 2025: 40+ Days Out Under £50
christmas ► October 28, 2025

Free and Cheap Christmas Activities UK 2025: 40+ Days Out Under £50

Christmas activities can cost a fortune, can’t they? £60 for a Santa grotto. £80 for a Christmas show. £100 for an ice-skating trip for four. Before you know it, you’ve spent £300 on Christmas activities...

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Cheap Christmas Gift Ideas UK: 50+ Presents Under £10, £20, £50 (That Don’t Look Cheap)
budget ► October 27, 2025

Cheap Christmas Gift Ideas UK: 50+ Presents Under £10, £20, £50 (That Don’t Look Cheap)

Let me be honest: Buying cheap Christmas presents that don’t look cheap is an art form. You don’t want to look tight. But you also can’t afford to spend £50 on everyone when you’ve got...

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  • Universal Credit UK: Complete Guide for Beginners 2025
  • PIP Application Guide UK 2025: How to Apply for Personal Independence Payment
  • Child Benefit UK: Complete Guide 2025
  • Universal Credit Sanctions: What to Do If You’re Sanctioned
  • Benefits Calculator UK: What Am I Entitled To? (Check in 10 Minutes)

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