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Priority Debts vs Non-Priority Debts UK
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Priority Debts vs Non-Priority Debts UK

This guide explains which debts to pay first, why it matters, and what happens if you don’t. What Are Priority Debts? Priority debts are bills where non-payment leads to serious consequences: These MUST be paid...

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How to Deal with Debt Collectors UK
money ► November 20, 2025

How to Deal with Debt Collectors UK

If debt collectors are contacting you – or you’re worried they might – this guide explains exactly how to deal with them, what they can and can’t do, and how to protect yourself. What Is...

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Bankruptcy vs IVA UK: Which Is Better?
money ► November 20, 2025

Bankruptcy vs IVA UK: Which Is Better?

I’ve never been bankrupt or had an IVA. But I’ve spoken to dozens of people who have, and I’ve researched this extensively because I came close to needing one in 2018. If you’re drowning in...

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County Court Judgement UK: What It Means
money ► November 20, 2025

County Court Judgement UK: What It Means

If you’ve received court papers, or you’ve already got a CCJ, this guide explains exactly what it means and what you need to do. What Is a County Court Judgement (CCJ)? A CCJ is a...

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Can’t Pay Bills UK: What to Do Right Now
money ► November 18, 2025

Can’t Pay Bills UK: What to Do Right Now

If you can’t pay your bills right now, you need to act fast. Today, not tomorrow. This guide will show you exactly what to do, which bills to prioritise, where to get emergency help, and...

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Debt Consolidation UK: Is It Worth It?
money ► November 18, 2025

Debt Consolidation UK: Is It Worth It?

Debt consolidation isn’t right for everyone. Sometimes it makes things worse. In this post, I’ll explain exactly what debt consolidation is, when it works, when it doesn’t, and whether you should do it. What Is...

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How to Negotiate with Creditors UK
money ► November 18, 2025

How to Negotiate with Creditors UK

Owe a lot of money? Most people don’t realise that creditors will negotiate if you approach them properly. This guide shows you exactly how to negotiate with creditors, what to say, what to ask for,...

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How to Get Out of Debt UK: Complete Guide 2025
money ► November 18, 2025

How to Get Out of Debt UK: Complete Guide 2025

Getting out of debt isn’t easy. But it’s absolutely possible if you follow a proper plan. According to the Bank of England, the average UK adult had personal debt of £33,410 (excluding student loans) at...

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Universal Credit UK: Complete Guide for Beginners 2025
money ► October 29, 2025

Universal Credit UK: Complete Guide for Beginners 2025

When I went on maternity leave, my income dropped massively. I had to claim Universal Credit for the first time, and I had absolutely no idea what I was doing. The whole system seemed deliberately...

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PIP Application Guide UK 2025: How to Apply for Personal Independence Payment
money ► October 29, 2025

PIP Application Guide UK 2025: How to Apply for Personal Independence Payment

Personal Independence Payment (PIP) is one of those benefits loads of people are entitled to but don’t claim. Maybe you don’t think you’re “disabled enough.” Maybe the application seems scary. Maybe you don’t even know...

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Child Benefit UK: Complete Guide 2025
money ► October 29, 2025

Child Benefit UK: Complete Guide 2025

Child Benefit is free money the government gives you for having children. It’s £25.60 per week for your first child and £16.95 per week for each additional child. That’s £1,331.20 per year for one child...

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